Workers Compensation is known as "Work Comp" or "Workers Comp" and is not only to protect the your business
but is designed to protect your employees. If an employee is injured or gets a employment related
illness or disease, as the employer, the law requires that you provide some way of making sure this
employee is provided for now and in the future.
Workers Compensation Insurance Generally Provides the following coverages:
Workers Compensation insurance provides coverage for employees that are injured or become ill or contact
a disease arising in the scope of their employment, regardless if you are negligent or not.
Employers Liability Insurance provides coverage for an employer in the event you negligently cause a
work-related injury to an employee that is not covered by the workers compensation system.
Claims Settlement or payments for medical services and compensation for disability whether temporary
or permanent.
Defense Costs are the costs to defend you in lawsuits brought against you as a result of employee
injury. This protection will be provided even if the claims against your business are not true.
Personal